Last Updated on November 8, 2024

 

PLEASE READ THE SECTIONS TITLED “BINDING ARBITRATION” AND “CLASS ACTION WAIVER” AS THEY AFFECT YOUR LEGAL RIGHTS.

 

Cortney Browning and Unhindered Woman with Cortney Browning, https://attractwell.com/CortneyBrowning, www.cortneybrowning.com,  & www.unhinderedwoman.com, which is operated by C.C. Browning & Associates, LLC & Cortney Browning (“Company” or “We” or “Us” or “Our”), provides visitors information on the website subject to the following terms and conditions (“Terms and Conditions”).  The term “you” refers to any visitor, viewer or user of the website and/or any user of any free or paid program, product, course or service of the Company (each, a “Product”).

By viewing, visiting or using the website and/or a Product, you indicate your acceptance and agreement to be bound by these Terms and Conditions and our Privacy Policy and Disclaimer, which are hereby incorporated by reference (collectively, this “Agreement”).  If you do not accept the terms and conditions of this Agreement, then please do not use the website or any Products.  These Terms and Conditions were created with the help of the Plug and Law and Privacy Policy Solutions.

 

We reserve the right to amend this Agreement at any time without notice to you.  We will alert you to any changes by posting the effective date of the latest version at the top of this page, at which point any changes will become immediately effective.  It is your responsibility to check for updates, as your continued use of the website or any Products after this Agreement is amended will constitute your acceptance and agreement to continue to be bound by this Agreement, as amended.

 

The website is intended only for individuals over the age of 18 residing in the United States.  We do not make any representations that this website is appropriate or available for use outside of the United States. If you access the website or any of our Products from outside of the United States, you do so at your own risk and on your own initiative.  It is solely your responsibility to ensure compliance with applicable laws in your specific jurisdiction.

 

We have established certain guidelines to keep our community safe (“Guidelines”).  By visiting or using the website or any Product, you agree to abide by these Guidelines, which are as follows:

 

We reserve the right to deny you access to the website and any Products in our sole discretion at any time and for any reason.

 

The website and its content and all Products, including but not limited to videos, coursework, training modules, photographs, sound recordings, images, digital content, material available as a free download, software, text, graphics and other material, are owned or licensed by the Company and are protected by copyright, trademarks (whether registered or unregistered), design rights, database rights and all other intellectual property rights afforded to us (“Intellectual Property”).

 

While you may view and have access to our Intellectual Property for your own personal and non-commercial use, you agree to abide by the following:

 

It is in our sole discretion to give written consent for you to reproduce, resell, distribute, publicly perform, create derivative works, translate, transmit, post, republish, copy or otherwise use our Intellectual Property.  If you have any questions, please contact us using the contact information provided below.

 

Your use of this website and any Products is entirely at your risk, as the website and our Products are provided on an “as is” and “as available” basis.  We do not make any express or implied warranties or representations relating to the website, its content and our Products, including but not limited to warranties of title, merchantability, fitness for a particular purpose and non-infringement of third parties’ rights.  We also do not make any express or implied warranties or representations that the website will operate without error or that the website, the servers relied on, our Products and any content is free from computer viruses or other potentially harmful or destructive features.  Some jurisdictions do not permit the exclusion of certain warranties.  As such, some of the exclusions referenced in this section may not apply to you.

 

To the fullest extent permissible by law, the Company and our directors, contractors, successors, joint venture partners, shareholders, agents, affiliates, officers, employees, assignees and licensees, as applicable, shall not be liable for any direct, indirect, special, incidental, consequential, exemplary or other loss or damage, including but not limited to damages for loss of profits, goodwill, business interruption, use or loss of data or other intangible losses, which may directly or indirectly arise out of or be related to your use of or inability to access this website or any Products or your reliance on any advice, opinion, information, representation or omission contained on, or received through this website or any Products, even if we have been advised of the possibility of such damages occurring.  

 

This limitation of liability applies whether such liability arises from tort, negligence, breach of contract or any other legal theory of liability.

 

You shall indemnify, defend and hold harmless the Company and our affiliates, and our respective directors, contractors, successors, joint venture partners, shareholders, agents, affiliates, officers, employees, assignees and licensees from and against any and all damages, liabilities, losses, costs and expenses resulting from any suits, proceedings, judgments, demands, causes of action and claims (collectively, the “Claims”), including legal and accounting fees and expenses, whether or not involving a third party claim, to the extent arising out of, relating to or resulting from: (i) your use or misuse of this website or any of our Products, (ii) your breach of this Agreement, or (iii) your violation of any third party rights, including without limitation any copyright, trade secret, trademark, right of publicity, privacy, property or other intellectual property or proprietary rights.  We will provide you with notice of any Claims, and may in our sole discretion assist you, at your expense, in defending such Claims.  We reserve the right to assume exclusive control of defending any such Claim, at your expense, including choice of legal counsel.  You agree to cooperate and assist us in defending any such Claim.

 

 

 

Notwithstanding any other provisions in this Agreement, if you purchase any Products or download any of our free Products, we grant you a limited, non-sublicensable, non-transferable, non-exclusive, revocable license (“License”) to use or access the Products for your personal and non-commercial use.  You may not reproduce, resell, distribute, create derivative works, translate, transmit, post, republish, exploit, copy or otherwise use our Products for any commercial or non-personal use.  

 

Your License is for individual use.  You have no right to assign any of your rights or transfer any of your obligations under this Agreement.   If we discover that any violation of the terms and conditions in this Agreement has occurred, including violation of the License granted to you, we reserve the right to terminate your access to the Products and invoice you for any damages.

 

Please do not upload, post, send, email, or otherwise make available any material that contains any confidential information.

 

When you purchase any Product through this website, you are responsible for all applicable fees and taxes.  It is your responsibility to provide complete, accurate and up-to-date billing and credit card information.  If you are on a payment plan or recurring payment, it is your responsibility to keep an up-to-date payment method with us.  If your payment method is declined or expired, you hereby agree to pay all applicable fees and taxes due upon demand.   You also agree to pay all costs of collection, including but not limited to attorney’s fees, on any outstanding balance.

 

Your access to the website or Products may be occasionally restricted, such as when we need to make repairs or are introducing new features.  Your access to the website or Products may also become permanently disabled, such as if we decide to terminate the operation of the website or Products.  We cannot guarantee that you will have continuous access to the website or Products.

 

We reserve the right to change our refund policy at any time.  We do not offer refunds for any of our Products under any circumstances.  We believe we provide products and services that are high-quality and at a reasonable price point.

All matters relating to or arising out of this Agreement shall be governed by and construed and interpreted under the laws of the State of Michigan, United States of America, without regard to conflicts of laws principles that would require the application of any other law. 

In the event that either party asserts that there is a dispute arising out of or relating to this Agreement, such party shall first notify the other party in writing, specifying the nature of the dispute and scheduling a meeting to attempt to resolve the dispute.  

 

If no resolution is reached within thirty (30) calendar days of the delivery of the written notice, either party may then elect to exclusively and finally resolve the dispute by binding arbitration by filing a written notice of arbitration in accordance with this section under the subheading “Binding Arbitration” and the Rules of Conciliation and Arbitration of the International Chamber of Commerce applicable at the time of submission of the dispute to arbitration (the “ICC Rules”).  

 

Notwithstanding anything to the contrary in the ICC Rules, the following terms and conditions shall apply.

 

The arbitration shall be conducted by a panel of three (3) arbitrators.  Each party shall have the right to appoint one (1) arbitrator within fifteen (15) days following the delivery of the written notice of arbitration, and a third arbitrator shall be selected by those two (2) party-appointed arbitrators within thirty (30) days of the appointment of the two (2) party-appointed arbitrators.

 

The arbitration proceedings shall be held in Macomb County, Michigan, United States of America, in the English language.

 

The parties shall equally bear the costs and fees of the arbitration, and each party shall bear its own cost for its own legal expenses.  The arbitrators shall apply the substantive law set forth in the section of this Agreement under the subheading “Governing Law”.  Any arbitration proceeding shall be conducted on a confidential basis.

 

The arbitrators shall specify the reason and basis for their decision, the reason for any damages awarded and the breakdown for such damages awarded, and the basis for any other remedy authorized under this Agreement, including but not limited to injunctive relief or specific performance.  For the avoidance of doubt, nothing in this Agreement shall prevent us from seeking injunctive or other equitable relief. 

 

The decision of the arbitrators shall be considered as a final and binding resolution of the dispute, shall be final and binding on the parties, and shall not be subject to appeal or reexamination.   The award of the arbitrators may be entered as a judgment and enforced by any court of competent jurisdiction.

 

TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO WAIVE YOUR RIGHT TO TRIAL BY JURY IN ANY PROCEEDINGS, ACTION OR COUNTERCLAIM.  

 

We may seek injunctive or other equitable relief that is necessary to protect our rights and intellectual property.  All actions or proceedings related to this Agreement that are not subject to binding arbitration will be brought solely in the state or federal courts of Michigan, United States of America. You hereby unconditionally and irrevocably consent to the personal and subject matter jurisdiction of those courts for purposes of any such action.

 

You agree that any dispute arising out of or relating to this Agreement shall be solely between you and the Company.  

 

YOU AGREE TO WAIVE THE RIGHT TO LITIGATE IN COURT OR ARBITRATE ANY CLAIM OR DISPUTE AS A CLASS ACTION.  YOU AGREE THAT YOU WILL ONLY MAKE CLAIMS AGAINST US IN YOUR INDIVIDUAL CAPACITY, AND CANNOT MAKE CLAIMS AGAINST US AS A MEMBER OF A CLASS OR AS A REPRESENTATIVE.

 

This Agreement, the Privacy Policy and Disclaimer contain the entire agreement between you and the Company with respect to the subject matter hereof and thereof and supersede all prior agreements and undertakings, both written and oral, with respect thereto.

 

We reserve the right, in our sole discretion, to terminate this Agreement and to terminate, restrict, deny, or suspend your access to the website and all Products at any time and for any purpose without prior notice.  We also reserve the right to discontinue any or all of the website or Products at any time and for any purpose without prior notice.

 

If any term or other provision of this Agreement is held to be invalid, prohibited or unenforceable under applicable law, the other provisions of this Agreement will remain in full force and effect. 

 

Our failure to act on or delay in exercising any privilege, power or right under this Agreement will not operate as a waiver of such privilege, power or right, and no single or partial exercise of any such privilege, power or right will preclude any other or further exercise of such privilege, power or right or the exercise of any other privilege, power or right. 

 

Subheadings in this Agreement are used for convenience of reference only and in no way define, describe, limit or extend the scope of this Agreement or the intent of any of its provisions.  They shall not be considered in construing or interpreting this Agreement.

 

The terms and conditions of this Agreement shall inure to the benefit of and be binding upon the successors, heirs, executors, administrators, legal representatives and assigns of the Company.   Nothing in this Agreement, express or implied, is intended to confer upon any party other than the Company or our successors, heirs, executors, administrators, legal representatives and assigns, any rights, remedies, obligations or liabilities under this Agreement.  You may not assign any of your rights or transfer any obligations under this Agreement to any other person.

 

If any action at law or in equity is necessary to enforce or interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys’ fees, costs and disbursements in addition to any other relief to which such party may be entitled.

If you have any questions, please contact us using the information below.

 

Last Updated on November 8, 2024

 

 

Your privacy is important to Cortney Browning & Unhindered Woman with Cortney Browning, www.cortneybrowning.com, and www.unhinderedwoman.com, which is operated by C.C. Browning & Associates, LLC & Cortney Browning.  

 

We use the term “personal information” to refer to data we collect that may, directly or indirectly, identify, describe, relate to or be associated with you.  This privacy policy (“Privacy Policy”) applies to personal information we collect when you interact with us through different means, including by visiting and using our website.   The term “you” refers to any visitor, viewer or user of the website and/or any user of any Product.  Please note that we cannot control the privacy practices of websites and services that we do not own.

Please read the entire Privacy Policy before you visit or use the website or perform any Actions (as defined below).  By visiting the website or performing any Actions (as defined below), you consent to the terms of this Privacy Policy.  This Privacy Policy was created with the help of Plug and Law and Privacy Policy Solutions.

 

The following describes the categories of personal information we collect and how we collect such information.

 

Information You Provide. We collect information you provide to us directly.  This includes information you provide when you (i) receive any free or purchase any paid programs, products, courses or services from us (each, a “Product”), (ii) sign up to receive any emails, (iii) comment on any posts or otherwise communicate with us on any social media platform, (iv) register for presentations or classes, (v) fill out any forms, (vi) access public or private membership groups, including those hosted via a third-party platform (i.e., Facebook), (vii) sign up to become our affiliate partner, (viii) respond to any survey, (ix) participate in any contest or sweepstakes, or (x) contact us through any other means, including via an online form, phone call, or email (collectively, the “Actions”).  

 

Examples of data we may receive include your first name, last name, telephone number, email address, shipping address, billing address, physical address (such as your address, state, province, ZIP/postal code and city), date of birth, gender, account name, billing information (such as your credit card number), financial information, Social Security Number, Tax Identification Number, Employer Identification Number, PayPal address, social media information, and other information you provide to us through survey responses, feedback, reviews and other means of communication.

 

Information Collected Automatically.  We collect some data automatically when you visit or use our website or open or respond to our emails.  For example, we may automatically collect information when you open or respond to our emails, make a choice with respect to communications we send to you, visit any page that displays our content, provide information to our service providers or purchase or return a Product.

 

Information from Third Party Sites.  We collect some data when you connect with us, comment on or like our posts or otherwise interact with us on any social media platform, or when you access public or private membership groups hosted on a third party platform (i.e., Facebook).   Examples of data we may receive include your profile information, profile picture, social media information, social media handles or nicknames, name, purchase history, email address, device identifiers and demographic information.

 

Information from Internet or Other Electronic Network Activity.  We automatically collect some data about your computer or mobile device when you access our website.  Examples of data we may receive include your Internet Protocol (“IP”) address, browser type, browser version, cookies from your browser, unique device identifiers, web browser software (i.e., Google Chrome), information about the referring website, the date, time and length of your visit, including the specific pages you visit, information on how you interact with the website, Products and tools and other diagnostic data.  Examples of additional data we may receive when you access our website through a mobile device include the type of mobile device you are using, the unique mobile device ID, your mobile operating system, web browser software on mobile, unique device identifiers and other diagnostic data.

 

 

We use your information for business and commercial purposes.  For example, we may use your information to:

The following is a list of third parties that we may share your information with or for.  

 

Affiliate Partners.  We may share your information with affiliate partners to generate traffic or leads or for other business purposes.

 

Analytics Providers.  We may share your information with analytics providers.

 

Business Transfers.  If we and/or our website are acquired by a third party as a result of a transfer, sale, merger, acquisition, reorganization, liquidation, consolidation, merger or sale of some or all of our Company and/or our website, your personal information may be a transferred asset.  We may also share personal information to prospective purchasers to diligence the proposed transaction.

 

Cloud Service Providers.  We may share your information with cloud service providers.

 

Customer Analysis Providers.  We may share your information with customer analysis providers, such as those used to analyze visitors clicks and navigation around the website.

 

Customer Service Providers.  We may share your information with customer service providers.

 

Delivery Partners.  We may share your information with delivery partners, such as those we use to ship or otherwise deliver any Products.

Email Marketing and Advertising Providers.  We may share your information with marketing and advertising providers, including email marketing and campaign providers, marketing software providers, direct mail providers, marketing analytics providers and sales funnel providers.  We may share your information with email marketing service providers, in order to send you emails, newsletters, promotional materials, marketing materials or other information. 

    

Fraud Prevention Partners.  We may share your information with fraud prevention partners.

 

Fulfillment Partners.  We may share your information with fulfillment partners, such as those we use to fulfill any Products.

 

Government Agencies.  We may share your information with government agencies, courts, regulators and law enforcement in the event we are required to comply with applicable laws and regulations or a legally binding process, or in response to subpoenas, warrants, government inquiries or investigations, and court orders.  We may also share your information (i) to establish, exercise, protect or enforce our legal rights and the legal rights of our agents, employees and affiliates, (ii) to defend against a legal claim, (iii) to protect you, us or third parties against injury, interference, fraud or harm or (iv) to take action related to violations of our policies, including this Privacy Policy and our Terms & Conditions, or potentially illegal activities.   

 

Other Service Providers.  We may share your information with service providers.

 

Payment Processors.  We may share your information with payment processors, such as those we use to collect and process payment for any Products you purchase.

 

Public Forum.  Our website may allow you to leave a post, comment or review on the website.  If you choose to submit that information on a public forum, that information will be available to the public and we may elect to share your post, comment or review outside of the website.

 

Social Media Platforms.  We may share your information with social media platforms (i.e., Facebook).  Their use of your information is not governed by this Privacy Policy.

 

Technology Service Providers.  We may share your information with technology service providers.

 

Third Parties.  We may share your information with third parties whom we have contractual relationships with, such as auditors, consultants, lawyers, and other professionals who rely on the data to provide us with professional services.

 

Third Party Partners.  We may share your information with third parties we have partnered with to jointly create or offer a product, service or joint promotion.

We do not sell, rent or trade your personal information to any third parties, as we value your privacy.  We also do not “sell” your personal information as defined by the California Consumer Privacy Act.

 

We may collect and access, and may permit our business partners and third party service providers, such as advertising companies, to collect and access your Internet Protocol (IP) address, browsing metadata and other numerical identifiers, such as your browser type, version and operating system (collectively, the “Browsing Information”).   We may also use, place, collect and store, or allow our third party service providers to use, place, collect and store, cookies, web beacons, remarketing pixel tags, or other similar tracking technologies.  

 

We, our business partners and third party service providers may use this information and these technologies to, among other things, improve and personalize your user experience, understand how you use the website, provide tailored ads, analyze trends, data, and website performance, administer the website, identify and track you when you use different devices, determine if you are logged onto the website, provide security and provide a range of features, customization and functionality.   

 

By using the website and not opting out of cookies, you consent to the use of Browsing Information, cookies and other tracking technologies as described in this Privacy Policy.  Note that we have no control over these third party service providers and their use of such tracking technologies.  We cannot and do not control the privacy policies and practices of any third party service providers.  We encourage you to visit their websites directly to learn about their privacy policies.

 

It is important to us that you understand your choices regarding your personal information.  

 

Opting Out of/Blocking Cookies.  Most browsers accept cookies by default.  However, most browsers will allow you to prevent accepting new cookies, disable cookies, and/or receive a notification when you receive new cookies.  If your browser has such functionalities, information on how you can change your cookie settings can typically be found in the help section of the browser toolbar.  Please note that if you do disable cookies, this may have an impact on or interfere with your user experience, including your ability to use or make purchases from the website, or receive personalized content.

 

Managing “Do Not Track”.  As required by the California Online Privacy Protection Act (CalOPPA), we would like you to know that our systems are currently unable to recognize browser “Do No Track” signals.  

 

Use of Personal Information.  You can request that we delete your personal information at any time by contacting us using the contact details provided below, subject to certain exceptions.   You can also (i) request to see your personal information that we have available on you, (ii) withdraw consent for our use of your personal information, (iii) review and request we rectify, change or modify your personal information, (iv) restrict or limit the processing of your personal information, (v) cancel the processing of your personal information and (vi) request your personal information and transfer it to another controller without any impediments on our part by contacting us using the contact details provided below.  

 

Unsubscribing from Email Marketing.  When you sign up to receive emails from us, you agree to receive email communications from us, which may include newsletters and promotional emails.  If you receive any email marketing from us, you can opt out at any time by clicking the “unsubscribe” link contained in each email.  Please note that unsubscribing from email marketing does not necessarily unsubscribe you from other emails we may send, such as emails about any Products you purchase. 

 

Other Opt-Out Options.  If we send you physical mailings or short message service (SMS) messages or contact you via telephone, you can opt-out by contacting us using the contact details provided below.

 

We retain personal information as long as it is needed to conduct and operate our business or until you ask us to delete your personal information by contacting us using the contact details provided below.   Please note that we cannot control the data retention policies of third parties.

 

For your convenience, we provide links to third party websites on our website, such as links to third party social media platforms.   If you click on a link to a third party website, you will be directed to a third party website.  We cannot and do not control the privacy policies, content and practices of the website owners and operators of any of the third party websites that we link to.  We encourage you to visit their websites directly to learn about their privacy policies.

 

We care about the security of your personal information, so we maintain reasonable and appropriate physical, technical and procedural safeguards to help keep it safe.  While we take reasonable steps to protect your personal information, no method of transmission over the internet or other network can be 100% secure, therefore we cannot and do not guarantee that personal information you transmit will remain secure from misuse or interception in all circumstances.  By consenting to this Privacy Policy, you acknowledge that we cannot guarantee that your personal information will be protected from misuse or interception by third parties.

 

Our website is intended for individuals located within the United States. Please be aware that our website servers and our service providers may be located outside of your state, province or country.  As a result, some of your personal information may be collected, used, transferred, maintained, disclosed and stored outside of your state, province or country.  By using this website, you acknowledge and agree that the collection, use, transfer, maintenance, disclosure and storage of your personal information, Browsing Information and communications related to or arising out of your use of this website is governed by the applicable laws in the United States. While we have the appropriate safeguards in place, the applicable privacy laws in the United States may be less stringent than those of your state, province or country. 

 

The information in this section, under the subheading “Notice About the General Data Protection Regulation”, applies to individuals covered by the General Data Protection Regulation (“GDPR”).   References to “you” and “your” in this section refer only to those covered by GDPR.  GDPR, which took effect on May 25, 2018, provides privacy rights for those inside the European Economic Area.  

 

For the purposes of this section, “personal information” refers to any information relating to an individual which can be directly or indirectly used to identify such individual.  Examples include first name and last name, email address, identification number, information about location, ethnicity, gender, biometric data, web cookies, and religious or political beliefs.

 

Legal basis for processing information.  We may process personal information under the following conditions: (i) we have received your consent to process your personal information for one or more specific purposes, (ii) processing of your personal information is necessary to perform a contract to which you are a party to, or in order to take steps at your request prior to entering into a contract, (iii) processing of your personal information is necessary to comply with a legal obligation we are subject to, (iv) processing of your personal information is necessary in order to protect the vital interests of you or another natural person, (v) processing of your personal information is necessary to perform a task carried out in the public interest or to exercise an official authority vested in us; (vi) processing of your personal information is necessary for the purposes of the legitimate interests pursued by us or a third party, except in certain circumstances where the need for the information is overridden by the need to protect the subject of the personal information (such as when the subject of the personal information is a child). 

 

We are happy to let you know which legal basis applies to the processing of your personal information.

 

You have certain rights you can exercise under the GDPR, including the following.  Please note that this summary is merely provided for your convenience, but we do not warrant the accuracy or exhaustiveness of this summary nor should you rely on this as an accurate or exhaustive list of your rights.

 

 

To exercise any of your rights, please contact us using the contact details provided below.  We are required to verify the identity of anyone who makes any request.

 

The information in this section, under the subheading “Notice to California Residents”, applies to residents of California.   References to “you” and “your” in this section refer only to residents of California.  The California Consumer Protection Act (“CCPA”), which took effect on January 1, 2020, provides privacy rights for residents of California.   Please refer to the referenced sections in this Privacy Policy for details on the following, which you have a right to know under the CCPA:

 

As a California resident, you have certain rights you can exercise under the CCPA, including the following.  Please note that this summary is merely provided for your convenience, but we do not warrant the accuracy or exhaustiveness of this summary nor should you rely on this as an accurate or exhaustive list of your rights.

To exercise any of your rights, please contact us using the contact details provided below.  We are required to verify the identity of anyone who makes any request.

 

We do not share your personal information with third parties who we know or have reason to know may use your personal information for “direct marketing purposes” as contemplated by California’s “Shine the Light” law (Civil Code Section § 1798.83).

 

We do not exchange your personal information for monetary consideration with anyone who will license or sell your personal information to third parties.

 

This website is not directed towards or designed for use by children under the age of 18.  This website and the information contained on it is specifically designed for individuals over the age of 18.  If you are under the age of 18, you must not access this website or perform any of the Actions.  We do not knowingly collect, use, store or share personal information from children under the age of 18.  If you know or have reason to believe that we have collected data from anyone under the age of 18, please contact us using the contact details provided for removal of that data.

 

We reserve the right to change, amend or modify this Privacy Policy at any time.  We will alert you to any changes by posting the effective date of the latest version at the top of this page, at which point any changes will become immediately effective.  It is your responsibility to check for updates, as your continued use of the website and our Products after the Privacy Policy is amended will constitute your acceptance and agreement to continue to be bound by the Privacy Policy as of the last updated date indicated at the top of this page.

 

You may print this Privacy Policy by using the “Print” function on your browser.

If you have any questions or complaints related to this Privacy Policy, or would like to exercise any of your rights, please contact us using the information below.

Last Updated on November 8, 2024

 

PLEASE READ THE SECTIONS TITLED “BINDING ARBITRATION” AND “CLASS ACTION WAIVER” AS THEY AFFECT YOUR LEGAL RIGHTS.

 

Cortney Browning and Unhindered Woman with Cortney Browning, https://attractwell.com/CortneyBrowning, www.cortneybrowning.com,  & www.unhinderedwoman.com, which is operated by C.C. Browning & Associates, LLC & Cortney Browning (“Company” or “We” or “Us” or “Our”), provides visitors information on the website subject to the following terms and conditions (“Terms and Conditions”).  The term “you” refers to any visitor, viewer or user of the website and/or any user of any free or paid program, product, course or service of the Company (each, a “Product”).

By viewing, visiting or using the website and/or a Product, you indicate your acceptance and agreement to be bound by these Terms and Conditions and our Privacy Policy and Disclaimer, which are hereby incorporated by reference (collectively, this “Agreement”).  If you do not accept the terms and conditions of this Agreement, then please do not use the website or any Products.  These Terms and Conditions were created with the help of the Plug and Law and Privacy Policy Solutions.

 

We reserve the right to amend this Agreement at any time without notice to you.  We will alert you to any changes by posting the effective date of the latest version at the top of this page, at which point any changes will become immediately effective.  It is your responsibility to check for updates, as your continued use of the website or any Products after this Agreement is amended will constitute your acceptance and agreement to continue to be bound by this Agreement, as amended.

 

The website is intended only for individuals over the age of 18 residing in the United States.  We do not make any representations that this website is appropriate or available for use outside of the United States. If you access the website or any of our Products from outside of the United States, you do so at your own risk and on your own initiative.  It is solely your responsibility to ensure compliance with applicable laws in your specific jurisdiction.

 

We have established certain guidelines to keep our community safe (“Guidelines”).  By visiting or using the website or any Product, you agree to abide by these Guidelines, which are as follows:

 

We reserve the right to deny you access to the website and any Products in our sole discretion at any time and for any reason.

 

The website and its content and all Products, including but not limited to videos, coursework, training modules, photographs, sound recordings, images, digital content, material available as a free download, software, text, graphics and other material, are owned or licensed by the Company and are protected by copyright, trademarks (whether registered or unregistered), design rights, database rights and all other intellectual property rights afforded to us (“Intellectual Property”).

 

While you may view and have access to our Intellectual Property for your own personal and non-commercial use, you agree to abide by the following:

 

It is in our sole discretion to give written consent for you to reproduce, resell, distribute, publicly perform, create derivative works, translate, transmit, post, republish, copy or otherwise use our Intellectual Property.  If you have any questions, please contact us using the contact information provided below.

 

Your use of this website and any Products is entirely at your risk, as the website and our Products are provided on an “as is” and “as available” basis.  We do not make any express or implied warranties or representations relating to the website, its content and our Products, including but not limited to warranties of title, merchantability, fitness for a particular purpose and non-infringement of third parties’ rights.  We also do not make any express or implied warranties or representations that the website will operate without error or that the website, the servers relied on, our Products and any content is free from computer viruses or other potentially harmful or destructive features.  Some jurisdictions do not permit the exclusion of certain warranties.  As such, some of the exclusions referenced in this section may not apply to you.

 

To the fullest extent permissible by law, the Company and our directors, contractors, successors, joint venture partners, shareholders, agents, affiliates, officers, employees, assignees and licensees, as applicable, shall not be liable for any direct, indirect, special, incidental, consequential, exemplary or other loss or damage, including but not limited to damages for loss of profits, goodwill, business interruption, use or loss of data or other intangible losses, which may directly or indirectly arise out of or be related to your use of or inability to access this website or any Products or your reliance on any advice, opinion, information, representation or omission contained on, or received through this website or any Products, even if we have been advised of the possibility of such damages occurring.  

 

This limitation of liability applies whether such liability arises from tort, negligence, breach of contract or any other legal theory of liability.

 

You shall indemnify, defend and hold harmless the Company and our affiliates, and our respective directors, contractors, successors, joint venture partners, shareholders, agents, affiliates, officers, employees, assignees and licensees from and against any and all damages, liabilities, losses, costs and expenses resulting from any suits, proceedings, judgments, demands, causes of action and claims (collectively, the “Claims”), including legal and accounting fees and expenses, whether or not involving a third party claim, to the extent arising out of, relating to or resulting from: (i) your use or misuse of this website or any of our Products, (ii) your breach of this Agreement, or (iii) your violation of any third party rights, including without limitation any copyright, trade secret, trademark, right of publicity, privacy, property or other intellectual property or proprietary rights.  We will provide you with notice of any Claims, and may in our sole discretion assist you, at your expense, in defending such Claims.  We reserve the right to assume exclusive control of defending any such Claim, at your expense, including choice of legal counsel.  You agree to cooperate and assist us in defending any such Claim.

 

 

 

Notwithstanding any other provisions in this Agreement, if you purchase any Products or download any of our free Products, we grant you a limited, non-sublicensable, non-transferable, non-exclusive, revocable license (“License”) to use or access the Products for your personal and non-commercial use.  You may not reproduce, resell, distribute, create derivative works, translate, transmit, post, republish, exploit, copy or otherwise use our Products for any commercial or non-personal use.  

 

Your License is for individual use.  You have no right to assign any of your rights or transfer any of your obligations under this Agreement.   If we discover that any violation of the terms and conditions in this Agreement has occurred, including violation of the License granted to you, we reserve the right to terminate your access to the Products and invoice you for any damages.

 

Please do not upload, post, send, email, or otherwise make available any material that contains any confidential information.

 

When you purchase any Product through this website, you are responsible for all applicable fees and taxes.  It is your responsibility to provide complete, accurate and up-to-date billing and credit card information.  If you are on a payment plan or recurring payment, it is your responsibility to keep an up-to-date payment method with us.  If your payment method is declined or expired, you hereby agree to pay all applicable fees and taxes due upon demand.   You also agree to pay all costs of collection, including but not limited to attorney’s fees, on any outstanding balance.

 

Your access to the website or Products may be occasionally restricted, such as when we need to make repairs or are introducing new features.  Your access to the website or Products may also become permanently disabled, such as if we decide to terminate the operation of the website or Products.  We cannot guarantee that you will have continuous access to the website or Products.

 

We reserve the right to change our refund policy at any time.  We do not offer refunds for any of our Products under any circumstances.  We believe we provide products and services that are high-quality and at a reasonable price point.

All matters relating to or arising out of this Agreement shall be governed by and construed and interpreted under the laws of the State of Michigan, United States of America, without regard to conflicts of laws principles that would require the application of any other law. 

In the event that either party asserts that there is a dispute arising out of or relating to this Agreement, such party shall first notify the other party in writing, specifying the nature of the dispute and scheduling a meeting to attempt to resolve the dispute.  

 

If no resolution is reached within thirty (30) calendar days of the delivery of the written notice, either party may then elect to exclusively and finally resolve the dispute by binding arbitration by filing a written notice of arbitration in accordance with this section under the subheading “Binding Arbitration” and the Rules of Conciliation and Arbitration of the International Chamber of Commerce applicable at the time of submission of the dispute to arbitration (the “ICC Rules”).  

 

Notwithstanding anything to the contrary in the ICC Rules, the following terms and conditions shall apply.

 

The arbitration shall be conducted by a panel of three (3) arbitrators.  Each party shall have the right to appoint one (1) arbitrator within fifteen (15) days following the delivery of the written notice of arbitration, and a third arbitrator shall be selected by those two (2) party-appointed arbitrators within thirty (30) days of the appointment of the two (2) party-appointed arbitrators.

 

The arbitration proceedings shall be held in Macomb County, Michigan, United States of America, in the English language.

 

The parties shall equally bear the costs and fees of the arbitration, and each party shall bear its own cost for its own legal expenses.  The arbitrators shall apply the substantive law set forth in the section of this Agreement under the subheading “Governing Law”.  Any arbitration proceeding shall be conducted on a confidential basis.

 

The arbitrators shall specify the reason and basis for their decision, the reason for any damages awarded and the breakdown for such damages awarded, and the basis for any other remedy authorized under this Agreement, including but not limited to injunctive relief or specific performance.  For the avoidance of doubt, nothing in this Agreement shall prevent us from seeking injunctive or other equitable relief. 

 

The decision of the arbitrators shall be considered as a final and binding resolution of the dispute, shall be final and binding on the parties, and shall not be subject to appeal or reexamination.   The award of the arbitrators may be entered as a judgment and enforced by any court of competent jurisdiction.

 

TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO WAIVE YOUR RIGHT TO TRIAL BY JURY IN ANY PROCEEDINGS, ACTION OR COUNTERCLAIM.  

 

We may seek injunctive or other equitable relief that is necessary to protect our rights and intellectual property.  All actions or proceedings related to this Agreement that are not subject to binding arbitration will be brought solely in the state or federal courts of Michigan, United States of America. You hereby unconditionally and irrevocably consent to the personal and subject matter jurisdiction of those courts for purposes of any such action.

 

You agree that any dispute arising out of or relating to this Agreement shall be solely between you and the Company.  

 

YOU AGREE TO WAIVE THE RIGHT TO LITIGATE IN COURT OR ARBITRATE ANY CLAIM OR DISPUTE AS A CLASS ACTION.  YOU AGREE THAT YOU WILL ONLY MAKE CLAIMS AGAINST US IN YOUR INDIVIDUAL CAPACITY, AND CANNOT MAKE CLAIMS AGAINST US AS A MEMBER OF A CLASS OR AS A REPRESENTATIVE.

 

This Agreement, the Privacy Policy and Disclaimer contain the entire agreement between you and the Company with respect to the subject matter hereof and thereof and supersede all prior agreements and undertakings, both written and oral, with respect thereto.

 

We reserve the right, in our sole discretion, to terminate this Agreement and to terminate, restrict, deny, or suspend your access to the website and all Products at any time and for any purpose without prior notice.  We also reserve the right to discontinue any or all of the website or Products at any time and for any purpose without prior notice.

 

If any term or other provision of this Agreement is held to be invalid, prohibited or unenforceable under applicable law, the other provisions of this Agreement will remain in full force and effect. 

 

Our failure to act on or delay in exercising any privilege, power or right under this Agreement will not operate as a waiver of such privilege, power or right, and no single or partial exercise of any such privilege, power or right will preclude any other or further exercise of such privilege, power or right or the exercise of any other privilege, power or right. 

 

Subheadings in this Agreement are used for convenience of reference only and in no way define, describe, limit or extend the scope of this Agreement or the intent of any of its provisions.  They shall not be considered in construing or interpreting this Agreement.

 

The terms and conditions of this Agreement shall inure to the benefit of and be binding upon the successors, heirs, executors, administrators, legal representatives and assigns of the Company.   Nothing in this Agreement, express or implied, is intended to confer upon any party other than the Company or our successors, heirs, executors, administrators, legal representatives and assigns, any rights, remedies, obligations or liabilities under this Agreement.  You may not assign any of your rights or transfer any obligations under this Agreement to any other person.

 

If any action at law or in equity is necessary to enforce or interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys’ fees, costs and disbursements in addition to any other relief to which such party may be entitled.

If you have any questions, please contact us using the information below.

 

Last Updated on November 8, 2024

 

 

Your privacy is important to Cortney Browning & Unhindered Woman with Cortney Browning, www.cortneybrowning.com, and www.unhinderedwoman.com, which is operated by C.C. Browning & Associates, LLC & Cortney Browning.  

 

We use the term “personal information” to refer to data we collect that may, directly or indirectly, identify, describe, relate to or be associated with you.  This privacy policy (“Privacy Policy”) applies to personal information we collect when you interact with us through different means, including by visiting and using our website.   The term “you” refers to any visitor, viewer or user of the website and/or any user of any Product.  Please note that we cannot control the privacy practices of websites and services that we do not own.

Please read the entire Privacy Policy before you visit or use the website or perform any Actions (as defined below).  By visiting the website or performing any Actions (as defined below), you consent to the terms of this Privacy Policy.  This Privacy Policy was created with the help of Plug and Law and Privacy Policy Solutions.

 

The following describes the categories of personal information we collect and how we collect such information.

 

Information You Provide. We collect information you provide to us directly.  This includes information you provide when you (i) receive any free or purchase any paid programs, products, courses or services from us (each, a “Product”), (ii) sign up to receive any emails, (iii) comment on any posts or otherwise communicate with us on any social media platform, (iv) register for presentations or classes, (v) fill out any forms, (vi) access public or private membership groups, including those hosted via a third-party platform (i.e., Facebook), (vii) sign up to become our affiliate partner, (viii) respond to any survey, (ix) participate in any contest or sweepstakes, or (x) contact us through any other means, including via an online form, phone call, or email (collectively, the “Actions”).  

 

Examples of data we may receive include your first name, last name, telephone number, email address, shipping address, billing address, physical address (such as your address, state, province, ZIP/postal code and city), date of birth, gender, account name, billing information (such as your credit card number), financial information, Social Security Number, Tax Identification Number, Employer Identification Number, PayPal address, social media information, and other information you provide to us through survey responses, feedback, reviews and other means of communication.

 

Information Collected Automatically.  We collect some data automatically when you visit or use our website or open or respond to our emails.  For example, we may automatically collect information when you open or respond to our emails, make a choice with respect to communications we send to you, visit any page that displays our content, provide information to our service providers or purchase or return a Product.

 

Information from Third Party Sites.  We collect some data when you connect with us, comment on or like our posts or otherwise interact with us on any social media platform, or when you access public or private membership groups hosted on a third party platform (i.e., Facebook).   Examples of data we may receive include your profile information, profile picture, social media information, social media handles or nicknames, name, purchase history, email address, device identifiers and demographic information.

 

Information from Internet or Other Electronic Network Activity.  We automatically collect some data about your computer or mobile device when you access our website.  Examples of data we may receive include your Internet Protocol (“IP”) address, browser type, browser version, cookies from your browser, unique device identifiers, web browser software (i.e., Google Chrome), information about the referring website, the date, time and length of your visit, including the specific pages you visit, information on how you interact with the website, Products and tools and other diagnostic data.  Examples of additional data we may receive when you access our website through a mobile device include the type of mobile device you are using, the unique mobile device ID, your mobile operating system, web browser software on mobile, unique device identifiers and other diagnostic data.

 

 

We use your information for business and commercial purposes.  For example, we may use your information to:

The following is a list of third parties that we may share your information with or for.  

 

Affiliate Partners.  We may share your information with affiliate partners to generate traffic or leads or for other business purposes.

 

Analytics Providers.  We may share your information with analytics providers.

 

Business Transfers.  If we and/or our website are acquired by a third party as a result of a transfer, sale, merger, acquisition, reorganization, liquidation, consolidation, merger or sale of some or all of our Company and/or our website, your personal information may be a transferred asset.  We may also share personal information to prospective purchasers to diligence the proposed transaction.

 

Cloud Service Providers.  We may share your information with cloud service providers.

 

Customer Analysis Providers.  We may share your information with customer analysis providers, such as those used to analyze visitors clicks and navigation around the website.

 

Customer Service Providers.  We may share your information with customer service providers.

 

Delivery Partners.  We may share your information with delivery partners, such as those we use to ship or otherwise deliver any Products.

Email Marketing and Advertising Providers.  We may share your information with marketing and advertising providers, including email marketing and campaign providers, marketing software providers, direct mail providers, marketing analytics providers and sales funnel providers.  We may share your information with email marketing service providers, in order to send you emails, newsletters, promotional materials, marketing materials or other information. 

    

Fraud Prevention Partners.  We may share your information with fraud prevention partners.

 

Fulfillment Partners.  We may share your information with fulfillment partners, such as those we use to fulfill any Products.

 

Government Agencies.  We may share your information with government agencies, courts, regulators and law enforcement in the event we are required to comply with applicable laws and regulations or a legally binding process, or in response to subpoenas, warrants, government inquiries or investigations, and court orders.  We may also share your information (i) to establish, exercise, protect or enforce our legal rights and the legal rights of our agents, employees and affiliates, (ii) to defend against a legal claim, (iii) to protect you, us or third parties against injury, interference, fraud or harm or (iv) to take action related to violations of our policies, including this Privacy Policy and our Terms & Conditions, or potentially illegal activities.   

 

Other Service Providers.  We may share your information with service providers.

 

Payment Processors.  We may share your information with payment processors, such as those we use to collect and process payment for any Products you purchase.

 

Public Forum.  Our website may allow you to leave a post, comment or review on the website.  If you choose to submit that information on a public forum, that information will be available to the public and we may elect to share your post, comment or review outside of the website.

 

Social Media Platforms.  We may share your information with social media platforms (i.e., Facebook).  Their use of your information is not governed by this Privacy Policy.

 

Technology Service Providers.  We may share your information with technology service providers.

 

Third Parties.  We may share your information with third parties whom we have contractual relationships with, such as auditors, consultants, lawyers, and other professionals who rely on the data to provide us with professional services.

 

Third Party Partners.  We may share your information with third parties we have partnered with to jointly create or offer a product, service or joint promotion.

We do not sell, rent or trade your personal information to any third parties, as we value your privacy.  We also do not “sell” your personal information as defined by the California Consumer Privacy Act.

 

We may collect and access, and may permit our business partners and third party service providers, such as advertising companies, to collect and access your Internet Protocol (IP) address, browsing metadata and other numerical identifiers, such as your browser type, version and operating system (collectively, the “Browsing Information”).   We may also use, place, collect and store, or allow our third party service providers to use, place, collect and store, cookies, web beacons, remarketing pixel tags, or other similar tracking technologies.  

 

We, our business partners and third party service providers may use this information and these technologies to, among other things, improve and personalize your user experience, understand how you use the website, provide tailored ads, analyze trends, data, and website performance, administer the website, identify and track you when you use different devices, determine if you are logged onto the website, provide security and provide a range of features, customization and functionality.   

 

By using the website and not opting out of cookies, you consent to the use of Browsing Information, cookies and other tracking technologies as described in this Privacy Policy.  Note that we have no control over these third party service providers and their use of such tracking technologies.  We cannot and do not control the privacy policies and practices of any third party service providers.  We encourage you to visit their websites directly to learn about their privacy policies.

 

It is important to us that you understand your choices regarding your personal information.  

 

Opting Out of/Blocking Cookies.  Most browsers accept cookies by default.  However, most browsers will allow you to prevent accepting new cookies, disable cookies, and/or receive a notification when you receive new cookies.  If your browser has such functionalities, information on how you can change your cookie settings can typically be found in the help section of the browser toolbar.  Please note that if you do disable cookies, this may have an impact on or interfere with your user experience, including your ability to use or make purchases from the website, or receive personalized content.

 

Managing “Do Not Track”.  As required by the California Online Privacy Protection Act (CalOPPA), we would like you to know that our systems are currently unable to recognize browser “Do No Track” signals.  

 

Use of Personal Information.  You can request that we delete your personal information at any time by contacting us using the contact details provided below, subject to certain exceptions.   You can also (i) request to see your personal information that we have available on you, (ii) withdraw consent for our use of your personal information, (iii) review and request we rectify, change or modify your personal information, (iv) restrict or limit the processing of your personal information, (v) cancel the processing of your personal information and (vi) request your personal information and transfer it to another controller without any impediments on our part by contacting us using the contact details provided below.  

 

Unsubscribing from Email Marketing.  When you sign up to receive emails from us, you agree to receive email communications from us, which may include newsletters and promotional emails.  If you receive any email marketing from us, you can opt out at any time by clicking the “unsubscribe” link contained in each email.  Please note that unsubscribing from email marketing does not necessarily unsubscribe you from other emails we may send, such as emails about any Products you purchase. 

 

Other Opt-Out Options.  If we send you physical mailings or short message service (SMS) messages or contact you via telephone, you can opt-out by contacting us using the contact details provided below.

 

We retain personal information as long as it is needed to conduct and operate our business or until you ask us to delete your personal information by contacting us using the contact details provided below.   Please note that we cannot control the data retention policies of third parties.

 

For your convenience, we provide links to third party websites on our website, such as links to third party social media platforms.   If you click on a link to a third party website, you will be directed to a third party website.  We cannot and do not control the privacy policies, content and practices of the website owners and operators of any of the third party websites that we link to.  We encourage you to visit their websites directly to learn about their privacy policies.

 

We care about the security of your personal information, so we maintain reasonable and appropriate physical, technical and procedural safeguards to help keep it safe.  While we take reasonable steps to protect your personal information, no method of transmission over the internet or other network can be 100% secure, therefore we cannot and do not guarantee that personal information you transmit will remain secure from misuse or interception in all circumstances.  By consenting to this Privacy Policy, you acknowledge that we cannot guarantee that your personal information will be protected from misuse or interception by third parties.

 

Our website is intended for individuals located within the United States. Please be aware that our website servers and our service providers may be located outside of your state, province or country.  As a result, some of your personal information may be collected, used, transferred, maintained, disclosed and stored outside of your state, province or country.  By using this website, you acknowledge and agree that the collection, use, transfer, maintenance, disclosure and storage of your personal information, Browsing Information and communications related to or arising out of your use of this website is governed by the applicable laws in the United States. While we have the appropriate safeguards in place, the applicable privacy laws in the United States may be less stringent than those of your state, province or country. 

 

The information in this section, under the subheading “Notice About the General Data Protection Regulation”, applies to individuals covered by the General Data Protection Regulation (“GDPR”).   References to “you” and “your” in this section refer only to those covered by GDPR.  GDPR, which took effect on May 25, 2018, provides privacy rights for those inside the European Economic Area.  

 

For the purposes of this section, “personal information” refers to any information relating to an individual which can be directly or indirectly used to identify such individual.  Examples include first name and last name, email address, identification number, information about location, ethnicity, gender, biometric data, web cookies, and religious or political beliefs.

 

Legal basis for processing information.  We may process personal information under the following conditions: (i) we have received your consent to process your personal information for one or more specific purposes, (ii) processing of your personal information is necessary to perform a contract to which you are a party to, or in order to take steps at your request prior to entering into a contract, (iii) processing of your personal information is necessary to comply with a legal obligation we are subject to, (iv) processing of your personal information is necessary in order to protect the vital interests of you or another natural person, (v) processing of your personal information is necessary to perform a task carried out in the public interest or to exercise an official authority vested in us; (vi) processing of your personal information is necessary for the purposes of the legitimate interests pursued by us or a third party, except in certain circumstances where the need for the information is overridden by the need to protect the subject of the personal information (such as when the subject of the personal information is a child). 

 

We are happy to let you know which legal basis applies to the processing of your personal information.

 

You have certain rights you can exercise under the GDPR, including the following.  Please note that this summary is merely provided for your convenience, but we do not warrant the accuracy or exhaustiveness of this summary nor should you rely on this as an accurate or exhaustive list of your rights.

 

 

To exercise any of your rights, please contact us using the contact details provided below.  We are required to verify the identity of anyone who makes any request.

 

The information in this section, under the subheading “Notice to California Residents”, applies to residents of California.   References to “you” and “your” in this section refer only to residents of California.  The California Consumer Protection Act (“CCPA”), which took effect on January 1, 2020, provides privacy rights for residents of California.   Please refer to the referenced sections in this Privacy Policy for details on the following, which you have a right to know under the CCPA:

 

As a California resident, you have certain rights you can exercise under the CCPA, including the following.  Please note that this summary is merely provided for your convenience, but we do not warrant the accuracy or exhaustiveness of this summary nor should you rely on this as an accurate or exhaustive list of your rights.

To exercise any of your rights, please contact us using the contact details provided below.  We are required to verify the identity of anyone who makes any request.

 

We do not share your personal information with third parties who we know or have reason to know may use your personal information for “direct marketing purposes” as contemplated by California’s “Shine the Light” law (Civil Code Section § 1798.83).

 

We do not exchange your personal information for monetary consideration with anyone who will license or sell your personal information to third parties.

 

This website is not directed towards or designed for use by children under the age of 18.  This website and the information contained on it is specifically designed for individuals over the age of 18.  If you are under the age of 18, you must not access this website or perform any of the Actions.  We do not knowingly collect, use, store or share personal information from children under the age of 18.  If you know or have reason to believe that we have collected data from anyone under the age of 18, please contact us using the contact details provided for removal of that data.

 

We reserve the right to change, amend or modify this Privacy Policy at any time.  We will alert you to any changes by posting the effective date of the latest version at the top of this page, at which point any changes will become immediately effective.  It is your responsibility to check for updates, as your continued use of the website and our Products after the Privacy Policy is amended will constitute your acceptance and agreement to continue to be bound by the Privacy Policy as of the last updated date indicated at the top of this page.

 

You may print this Privacy Policy by using the “Print” function on your browser.

If you have any questions or complaints related to this Privacy Policy, or would like to exercise any of your rights, please contact us using the information below.